For bread:
* 1 egg
* 1 cup brown sugar
* ¼ cup vegetable oil (or coconut oil)
* 1 tablespoon vanilla extract
* ¼ cup sour cream
* 2 mashed ripe bananas
* ½ teaspoon baking powder
* ½ teaspoon baking soda
* Pinch of salt
* 1 cup all-purpose flour

For Cream Cheese mixture:
* 1 egg
* ½ cup granulated sugar
* 4 ounce cream cheese, softened
* 3 tablespoons all-purpose flour

1. Preheat oven to 350 F. Spray one 8.5 x 4.5 x 3 inches loaf pan with floured cooking spray, or grease and flour the pan, set aside.

2. In a large bowl, add the egg, brown sugar, vegetable oil, sour cream, vanilla, and whisk to combine. Add the mashed bananas and mix together

3. Add 1 cup all-purpose flour, baking powder, baking soda, pinch of salt, and stir gently with a spoon until just combined

4. Spread half of the banana batter into the prepared loaf pan with a spatula

5. In a separate bowl, combine cream cheese ingredients and spread over mixture on top. Top with remaining banana batter and smooth very lightly with a spatula as to not disturb cream cheese layer and pushing batter into corners and sides as necessary.

6. Bake for about 35-40 minutes or until the top is domed, golden, and the center is set, and a toothpick inserted in the center comes out clean

7. Cool and serve.

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